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Wednesday, November 20, 2013

IRCTC introduces e-wallet for hassle free ticketing

A lot of trouble is faced while booking the tickets online via IRCTC’s website. Most of the time the issue arise while making payment and the customer end up losing reservation of ticket.

To overcome this drawback of the website visited by millions every day, the officials have decided to introduce eWallet. This will also save the user from paying extra payment gateway charges.

The concept of eWallet is not new to the online world. In India the first eWallet was introduced by TimesofMoney ‘Wallet365.com’

What is an eWallet?

eWallet is an online prepaid account where one can keep his/her money and use it as and when required.

Benefits of eWallet

No need of entering credit/debit card details for every online transection.

The benefits of eWallet can be passed on to your family and friends as well.

One will never face decline of payment as its a preloaded account(unless there is no money in the account).

Risks involved

There is no facility of refund. That means you can use the money is eWallet only against a purchase(in this case, a railway ticket).

How much amount you can store in IRCTC’s eWallet?

Minimum INR 100 to maximum INR 5000 in multiples of 100.

What’s the catch?

1. The biggest drawback of this new IRCTC’s eWallet is that you cannot use it between 8 AM to 12 Noon which is the peak time for booking tatkal tickets.

Thus, the purpose is defeated as 70% of the people book tickets during peak hours( 8 AM to 12 Noon).

2. There is also a one time registration fee of Rs250.

3. Refunds would come in eWallets only.

How to use eWallet?

Go to the website of IRCTC. Open ‘Plan my travel’ page. Enter your PAN card number and name for verification. Then create a transaction password and pay one time registration fee

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